Credit Repair Q&A

How it works?

A common misconception that consumers have is that nothing can be done to clear negative credit history and improve your credit rating. Thankfully, this is not true. Under the Fair Credit Reporting Act, as a consumer you have the right to remove or correct misinformation on your credit reports.

First Rate Credit Services is here to help you restore your credit. Our company has helped thousands of people just like you repair their credit and we believe everyone deserves a second chance. With our free credit consultation we will go over your credit report and walk you through all your options step by step.

What we do?

We assist in clearing negative credit history and raising your credit scores. We also do debt settlement, saving you thousands on balances you owe to creditors & collection agencies. We also work with affiliates that handle loan modifications, bankruptcies and short sales. 

Any credit problem, we can help!

How much is it?

We offer a FREE no obligation credit consultation, and will give you a quote at that time dependent upon the amount of work that has to be done.

Is it guaranteed?

Yes. All our work is guaranteed.

Is it permanent?

Yes. Typically if an item is removed, it stays off your credit file.

Can I repair my own credit?

Yes, as a consumer you have a right to contact and dispute the credit bureaus yourself. However, we are here to do the work for you because dealing with the credit bureau, credit grantors, collection agencies and all other companies involved in order to clear your credit rating can be extremely frustrating, confusing, and most of all time consuming.
With 14 years of experience, training, and knowledge about how to repair your credit accurately and effectively, we are here to take that burden off of you.